Terms of Service

I use a firm and continuing commitment to respect the privacy of personal information provided by the visitors to this web site. I disclose the following.

I recognize the importance of protecting your privacy. I want to explain to you how I we collect, use and safeguard the personal information you provide to me. This will assist you in making informed decisions when using this site. I will continuously assess the policy against new technologies, business practices and my customers’ needs.

What Information I May Collect?: You may provide two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and other visitors browse this Web site.

Registration Information: When you register for any of my products, services or newsletters you will provide me with information about you.

Email Information: If you correspond through email, I may retain the content of your email messages together with your email address and my responses. I provide the same protections for these electronic communications that I use in the maintenance of information received by mail and telephone.

Web Site Use Information: Like other commercial Web sites, I use a standard technologies called “cookies” (see explanation below, “What Are Cookies?”) and web server log files to collect information about how this Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at this Web site, and the Web sites visited just before and just after this Web site.

How Do I Use the Information That You Provide?: I use the information for administering my business activities, providing the products and services you requested, to process your payment if applicable, to monitor the use of the service, my marketing and promotional efforts and improve web site content and service offerings, and customize this site’s content, layout, services and for other lawful purposes. These uses improve this site and better tailor it to meet your needs. Furthermore, I may share this information with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law or in equity. Occasionally, I use your information to notify you about important changes to this Website, new services, and special offers that you may find valuable. You may notify me at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.

What Are Cookies?: A cookie is a small text document, which often includes an anonymous unique identifier. When you visit any Web site, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Usually, browsers are set to accept cookies. If you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of this site will not function as effectively when viewed by the users. This condition is typical. A cookie cannot retrieve any other data from your hard drive. Additionally, cookies cannot pass on computer viruses.

How Do I Use Information From Cookies?: As you visit and browse this Web site, the site uses cookies to differentiate you from other users. In some cases, cookies are used as a convenience to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our Web server’s log files, allow me to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps me to gather feedback to constantly improve this Web site and better serve my clients. Cookies do not allow me to gather any personal information about you and I do not intentionally store any personal information that your browser provided to me in your cookies.

IP Addresses: IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. They are like a computer address. IP addresses are automatically collected by my web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information: I do not share, exchange, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested or as required in law or at equity.

How Can You Access and Correct Your Information?: You may request access to all your personally identifiable information that I collect online and maintain in our database by emailing us at the usual address. What About Legally Compelled Disclosure of Information?: I may disclose information when legally compelled to do so, in other words, when I, in good faith, believe that the law requires it or for the protection of my legal rights such as a court order. I may also disclose account information when I have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating my Terms of Service or to protect the safety of my users and the Public.

What About Other Web Sites Linked to This Web Site?: I cannot be held responsible for the practices employed by Web sites linked to or from this Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of this Web site. Please remember that when you use a link to go from this or any Website to another web site, my Privacy Policy is no longer in effect. You’re browsing and interaction on any other web site, including web sites, which have a link on this Website, is subject to that Web site’s own rules and policies. Please read over those rules and policies before proceeding.

Your Consent: By using this Web site you consent to my collection and use of your personal information as described in this Privacy Policy. I reserve the right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security: Please note that your information will be stored and processed on our computers in the United States. The laws on holding personal data in the United States may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, I have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information that I collect online.

Choice/Opt-In/Opt-Out: This site allows visitors to unsubscribe so that they will not receive future messages, if applicable. After unsubscribing I will discontinue sending the particular messages as soon as technically feasible.

A Special Note About Children: Children are not legally eligible to use our services unsupervised. I request that children (under the age of 14) do not submit any personal information to us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

Terms of Use and Disclaimer: As a visitor of this site, you are legally obligated to the terms and conditions listed here. All information on this site should only be considered information, educational and entertainment. Again, I do not offer any real advice on anything. As a site visitor, you agree to only download information that is designated for download. All of the content is copyrighted by the owners of this website or agent or affiliate thereof. You understand that you are not allowed to distribute, modify or reuse any of this content. If you have interest in such activity you agree to contact me to request my permission for such actions. The information provided on our site is offered for informational purposes only. I make no promise that it is accurate. Additionally, the owner of this website may make money if you order a product from this website. For example, if you order a product from or are re-directed from this website. However, you must take conscious and direct action to make any transaction occur. Rest assured, it will not occur behind the scenes. All information offered here is given as entertainment and or information, and not to be construed as any type of advice. Anything you use on or from this site you do so at your own risk. I assume no liability or responsibility for errors or omissions from our website, which also include but are not limited to any employees, vendors or individuals who contributed to or helped in the production of any content or our website. Everything is provided to you “as is”, “where is” without any warranty, expressed or implied.

Additional Disclaimer: This site is meant for entertainment and information purposes. We do not offer any advice with regard to the topic of this site. Any such advice should be received from a licensed professional.

Acquisition or Changes in Ownership: In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets such transfer, and may be part of those assets that are transferred.

Policy Modifications: I may change this Privacy Policy from time to time without notice. If/when changes are made to this privacy policy, I will try to email users who have given me permission to do so. I will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, I will not use the personal information you have submitted to me under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.